Living in Scotland: What U.S. Expats Should Know About Life and Real Estate
For Americans dreaming of life abroad, Scotland offers a captivating mix of history, natural beauty, and modern living. From the cobblestone streets of Edinburgh to the rugged Highlands, it’s a place that feels both timeless and vibrantly alive.
If you’re considering relocating, here’s what makes Scotland such an appealing destination and what to know about the real estate market before you pack your bags.
A Lifestyle Rooted in History and Beauty
Scotland blends the charm of old-world architecture with the comforts of contemporary living. You’ll find centuries-old stone homes alongside sleek city flats, and countryside cottages with breathtaking views of lochs and hills.
Life moves at a slightly slower pace than in major U.S. cities — people take time for tea, conversation, and connection. That balance between culture and calm is part of Scotland’s enduring appeal for expats.
Where U.S. expats tend to settle:
Edinburgh: The capital, famous for its festivals, universities, and storybook charm.
Glasgow: A creative, energetic city with a lower cost of living and strong job opportunities.
Aberdeen: Known as the “Granite City,” with a thriving energy sector and easy coastal access.
The Highlands: Ideal for those seeking peace, space, and natural beauty.
The Scottish Real Estate Market
The real estate process in Scotland differs significantly from the U.S., and even from the rest of the U.K.
Here are a few key points for U.S. buyers to understand:
“Offers Over” vs. “Fixed Price.”
Most Scottish homes are marketed as “offers over,” meaning the seller expects bids above the listed price. A “fixed price” property, on the other hand, indicates the seller will accept that amount.
Solicitors Handle the Sale.
In Scotland, solicitors (lawyers) play a central role in the transaction. Once your offer is accepted, it becomes legally binding more quickly than in the U.S., so it’s crucial to have proper representation before submitting one.
The Home Report.
Every seller must provide a Home Report, a detailed document outlining the property’s value, condition, and energy efficiency. This transparency helps buyers make informed decisions without needing to commission multiple inspections.
Market Conditions.
Scotland’s market has remained relatively stable, especially compared to more volatile U.S. regions. Demand is strong in Edinburgh and Glasgow, with modest price growth in smaller towns and rural areas. For expats paid in U.S. dollars, the favorable exchange rate often makes property prices even more attractive.
Quality of Life and Everyday Living
Scotland’s charm goes far beyond its castles and landscapes. Healthcare is excellent, public transportation is reliable, and education is world-class. The crime rate is low, and communities are welcoming — particularly to Americans who embrace local culture and respect tradition.
The weather, of course, is famously unpredictable, but locals often say: “If you don’t like the weather, wait ten minutes.”
Expats often find that the coziness of Scottish life such as roaring fireplaces, neighborhood pubs, weekend hikes more than makes up for a bit of rain.
Practical Tip: Rent First
Before buying property abroad, I always recommend renting first. Living in Scotland for six months to a year gives you a true feel for neighborhoods, transportation, and lifestyle fit. It also helps you understand the nuances of the Scottish property market firsthand.
Final Thoughts
For U.S. expats, Scotland offers something rare: a beautiful, safe, and culturally rich place to live — with a real estate market that’s accessible and well-regulated.
At PAC Realty Group, we help international buyers navigate relocation decisions like this every day. Whether you’re dreaming of a Georgian flat in Edinburgh or a quiet cottage in the Highlands, the key is to start informed and move strategically.
Your new chapter abroad might just begin with a cup of tea and a castle view.